1 How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
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There is absolutely nothing remotely out of the regular about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
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And to the common eye, Lloyd appears like a typical middle-aged mum who works relentlessly to look after her ill other half.

So it was to the large shock of neighbours when police came down on their driveway to raid the couple's St Helens home.

Hiding behind the family's net curtains remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, wept 'Oh my god' as she was imprisoned today over a string of untruths consisting of utilizing a dead lady's identity, comprising 'bogus' medical conditions for her boy, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also jailed after the set's massive benefits scams was finally exposed.

While the couple managed to siphon off their ill-gotten gains for many years - have exposed to MailOnline the obvious clues that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies including the development of pseudonyms to claim benefits

The scammer next door: The assuming semi-detached home Lloyd had moved into with Phillips. Phillips had failed to divulge this to the council when she moved in in 2018

Phillips envisioned in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking stay with meet his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently pocketed almost ₤ 170,000 in benefits over a decade, and also assisted Phillips incorrectly declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them loading up among their two cars earlier this week, they believed they were going off to remain at their secret caravan, only to discover they were going to prison.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not having the ability to walk whenever his carers were here.

'He was shuffling along and keeping his vehicles in the driveway before he took a long time to get to his carer's vehicle on his walking stick.

'But the next thing I saw him washing his BMW in the driveway - he appeared to be walking fine then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and whatever.

'But after the cops raid, they ended up being more reserved and didn't state a lot to individuals.

'There was always something dodgy about her - she wouldn't look individuals in the eye and bragged about going to her ₤ 60,000 caravan but would never ever state where it was.

'They would take her teenage son and disappear on a Thursday night and not get back up until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing benefits, employment support allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, but at other times was seen 'walking great'

Following the cops raid secret rural street, neighbours were entrusted to concerns regarding why the couple had actually been arrested - and some declare Lloyd had later told them it was down to canine breeding.

But these questions were finally put to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal self-reliance payments over the course of 11-and-a-half years.

With the aid of Lloyd, Phillips was also discovered to have unlawfully declared ₤ 100,980.71 through PIP, housing advantages, employment support allowance and council tax decreases because 2018.

Olivia Beesley, prosecuting, described how the mother's fancy fraud began when she incorrectly began claiming housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony tenancy arrangement for the 'completely fictitious caravan', ultimately stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she began making deceptive claims that her spouse required 'several day-to-day carers to attend to his requirements'. She went as far as using Phillips' sis Zoe's birth certificate to position as his brother or sister and claim that she was his primary carer.

She likewise lied that she was unable to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began developing 'false medical conditions' for her son, declaring she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were claimed in relation to this.
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She again used the deceased female's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever revealed, and would state they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple packing up on of their cars and trucks earlier today and assumed they were going off to their 'caravan', only to later find out they were off to jail

When MailOnline went to Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her boy would apparently go off to a caravan on the weekends.

It is not known whether this was the exact same 'fictitious caravan' which transpired to have actually never ever existed, or an indeed a separate, real caravan.

Leni Newton, 63, said: 'She told people that the cops raid was due to the fact that somebody had actually informed on her for breeding border collie puppies without a licence.

'I'm surprised they've been jailed. I thought they were all above board.

'I just saw them a couple of days ago loading up travel suitcases - I believed they were just going to their caravan.'

She included: 'I know they met as she was his carer. He was wed but Angela relocated. I thought she had resided in Southport.

'I did see his ex-wife parked up in the street watching his house when they divided.

'She was clearly spying on them.'

Her partner David Manchester, 70, stated: 'It's a huge surprise they seemed to be living a double life.

'There were a lot of police came here.

'He was at the street celebration for the Queen however other times he did appear really frail.'

Hand in Hand homecare agency verified to MailOnline that Lloyd had bona fide recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her instantly when we found out the fact.

'All her DBS and referrals had a look at. The authorities said we had not done anything wrong.'

The court heard how Phillips likewise scammed cash from the public purse by failing to divulge the fact that Lloyd had moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.

He is also said to have actually 'exaggerated' his medical conditions and need for care, specifying that he was unable to do anything for himself.

He declared himself 'unfit for work' and stopped working to discuss his partner's wage - illegally taking ₤ 51k in work support allowance.

However, Phillips alleged that Lloyd had actually completed the type and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex recent history' of mental health and specials needs including neurological disorder, anxiety and anxiety.

He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with similar matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was jailed for 2 years after confessing seven counts of scams by incorrect representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for fraud by incorrect representation and 3 counts of dishonestly stopping working to disclose information to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the general public.

'For those who look for to defraud the general public of limited and valuable advantages which require to be directed to those who require them, not those who just wish to have them for factors of personal greed, that is a severe offence devoted by each of you over a long period of time.'