Add How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam

Aleisha McEvilly 2025-06-16 21:23:33 +08:00
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<br>There is absolutely nothing from another [location](https://inpattaya.net) out of the normal about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.<br>[bloglines.com](https://www.bloglines.com/living/exploring-different-types-properties-sale-one-right?ad=dirN&qo=serpIndex&o=740010&origq=property)
<br>And to the common eye, [Lloyd appears](https://luxuriousrentz.com) like a normal middle-aged mum who works relentlessly to look after her ill husband.<br>
<br>So it was to the sheer shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.<br>
<br>Hiding behind the family's net curtains remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.<br>
<br>Lloyd, 58, [cried 'Oh](https://acebrisk.com) my god' as she was jailed this week over a string of untruths including using a dead female's identity, comprising 'fake' medical conditions for her boy, and [creating pseudonyms](https://realtyonegroupsurf.com) to work while declaring carers allowance.<br>
<br>Husband Phillips, 54, was also imprisoned after the pair's massive advantages scams was finally exposed.<br>
<br>While the couple managed to siphon off their ill-gotten gains for several years - neighbours have actually exposed to MailOnline the obvious hints that the couple were running a fraud.<br>
<br>Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives revealed a web of lies consisting of the creation of pseudonyms to declare advantages<br>
<br>The fraudster next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to reveal this to the council when she relocated in 2018<br>
<br>Phillips visualized in a Help for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion<br>
<br>Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stick to satisfy his carers.<br>
<br>But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.<br>
<br>Locals also informed of how there was 'always something dodgy' about Lloyd, which she would never look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.<br>
<br>Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently filched nearly ₤ 170,000 in benefits over a decade, and likewise [helped Phillips](https://www.22401414.com) incorrectly declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.<br>
<br>When neighbours saw them leaving among their 2 cars previously this week, they thought they were going off to stay at their secret caravan, only to find they were going to prison.<br>
<br>One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a real show of not being able to walk whenever his carers were here.<br>
<br>'He was shuffling along and keeping his vehicles in the driveway before he took a long period of time to get to his carer's automobile on his [strolling](https://leasingangels.net) stick.<br>
<br>'But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling fine then.<br>
<br>'And he did a DJ set for the [Queen's Jubilee](https://www.masercondosales.com) celebration back in 2022. He had all the speakers out and everything.<br>
<br>'But after the authorities raid, they became more reserved and didn't say a lot to individuals.<br>
<br>'There was always something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan but would never say where it was.<br>
<br>'They would take her teenage child and disappear on a Thursday night and not get back until Sunday.'<br>
<br>Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, work support allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking great'<br>
<br>Following the authorities raid on the quiet suburban street, neighbours were left with concerns regarding why the couple had been apprehended - and some declare Lloyd had later told them it was down to canine breeding.<br>
<br>But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and personal independence payments over the course of 11-and-a-half years.<br>
<br>With the aid of Lloyd, Phillips was likewise discovered to have actually illegally declared ₤ 100,980.71 through PIP, housing advantages, employment support allowance and council tax decreases since 2018.<br>
<br>Olivia Beesley, prosecuting, detailed how the mother's elaborate rip-off started when she incorrectly started declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.<br>
<br>She even made a fake occupancy arrangement for the 'totally fictitious caravan', eventually swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.<br>
<br>Then in 2018, she started making deceitful claims that her spouse required 'multiple day-to-day carers to address his requirements'. She reached using Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.<br>
<br>She likewise lied that she was unable to work due to being a full-time carer, however was found to have actually been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.<br>
<br>In 2022, she began inventing 'incorrect medical conditions' for her boy, declaring she had actually a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.<br>
<br>She once again used the departed lady's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.<br>
<br>Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever exposed, and would state they were going to remain at the caravan from Thursday to Sunday<br>
<br>One neighbour said they saw the couple leaving on of their cars and trucks previously today and assumed they were going off to their 'caravan', only to later on discover they were off to prison<br>
<br>When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her son would supposedly go off to a caravan on the weekends.<br>
<br>It is not understood whether this was the very same 'fictitious caravan' which took place to have never ever existed, or an undoubtedly a separate, real caravan.<br>
<br>Leni Newton, 63, said: 'She informed people that the police raid was since someone had actually informed on her for breeding border collie puppies without a licence.<br>
<br>'I'm shocked they've been imprisoned. I thought they were all above board.<br>
<br>'I just saw them a couple of days ago leaving suitcases - I thought they were just going to their caravan.'<br>
<br>She included: 'I understand they satisfied as she was his carer. He was married however Angela moved in. I believed she had actually lived in Southport.<br>
<br>'I did see his ex-wife parked up in the street watching his house when they divided.<br>
<br>'She was obviously spying on them.'<br>
<br>Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.<br>
<br>'There were a great deal of police came here.<br>
<br>'He was at the street party for the Queen however other times he did appear extremely frail.'<br>
<br>Hand in Hand homecare agency validated to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.<br>
<br>A spokesman stated: 'We sacked her instantly when we found out the fact.<br>
<br>'All her DBS and referrals had a look at. The authorities stated we had actually not done anything wrong.'<br>
<br>The court heard how Phillips likewise duped money from the public bag by failing to reveal the fact that Lloyd had moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.<br>
<br>He is also stated to have actually 'exaggerated' his medical conditions and need for care, stating that he was not able to do anything for himself.<br>
<br>He declared himself 'unfit for work' and stopped working to mention his other half's wage - illegally filching ₤ 51k in work support allowance.<br>
<br>However, Phillips declared that Lloyd had completed the form and had simply 'asked him to sign it'.<br>
<br>Phillips' counsel Jim Smith argued he has a 'complicated recent history' of psychological health and specials needs including neurological condition, stress and anxiety and [depression](https://villa-piscine.fr).<br>
<br>He was also said to have a pacemaker fitted and appeared in court in a [wheelchair](https://whitestarre.com).<br>
<br>While Phillips had no previous convictions connecting to comparable matters, nevertheless Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look remained in 2012.<br>
<br>Lloyd was imprisoned for 2 years after [confessing](https://www.eastpointeny.com) 7 counts of scams by incorrect representation, and Phillips was likewise seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and 3 counts of dishonestly stopping working to reveal details to make a gain.<br>
<br>Sentencing, Judge Simon Medland KC stated: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you from the public.<br>
<br>'For those who seek to defraud the public of limited and important advantages which need to be directed to those who need them, not those who just wish to have them for factors of individual greed, that is a major offence committed by each of you over an extended period of time.'<br>